Insurance for Guests / Travellers

Currently, when a Guest books a short stay or experience via the Heartful platform, they are not insured by us in the event that they become ill or injured, cause damage - whether intentionally or not - to a property, steal goods from a property or tourism operator or have their own personal belongings stolen or damaged during a short stay or experience.?

Travel insurance is one way of ensuring that should unforeseen circumstances or events occur, as per those described above or otherwise, during a short stay or experience, Guests are fully covered.

Please find below a shortlist of reputable Australian insurance companies that offer domestic travel insurance:

Allianz Travel Insurance Australia - One of the largest travel insurers globally with a strong local presence in Australia. They offer comprehensive domestic travel policies with flexible coverage options and are well-regarded for claims handling.

Budget Direct - Known for competitive pricing on domestic travel insurance while still providing solid coverage. They offer straightforward policies with and have good customer service ratings across the board.

RACV (Royal Automobile Club of Victoria) - If you're in Victoria, RACV offers domestic travel insurance with member discounts. They have excellent customer satisfaction ratings and comprehensive coverage options.

Medibank Travel Insurance - Provides domestic travel coverage with the backing of a major health insurer. They offer flexible policies and have good reviews for customer service.

Travel Insurance Direct - An Australian-owned specialist travel insurer offering competitive domestic policies. They're known for straightforward claims processes and reasonable pricing.?

1Cover Travel Insurance - Part of Hollard Insurance, offering flexible domestic travel policies at competitive rates with good online reviews.?Also a good option for senior travellers.

When comparing policies, along with affordability, it's important to consider factors like:

- Coverage for trip cancellation/interruption - Medical and hospital expenses - Personal belongings protection - Activity coverage (if you're doing adventure sports) - Pre-existing medical condition coverage - Excess amounts

Please note:?Heartful doesn’t formally endorse or receive benefits from any of the above recommendations, these are purely based on our objective evaluations.